So you’ve reached 18. You’re finally an adult in the eyes of the law. All your friends are moving out of their parents’ homes, and you can’t help but think that you’re missing out on all the fun of living an independent life. You keep telling yourself that it’s time to face the real world.
But then it dawned on you that if you move out, you’ll have to pay for a mortgage on top of your unpaid student loans while making ends meet with an entry-level salary. Now you’re all but confused. What do you do? Here are the signs that you need to move out of your parents’ nest and fly free:
You Still Can’t Do Your Laundry
You’re a child in the body of an adult. If you’re already working and still can’t sort your laundry or cook a proper meal for yourself, it’s high time you stopped depending on your mom and dad to do your chores for you.
You Live Too Far Away from Work
If you just recently graduated, you might think that your budget is too tight to afford to pay rent. But remember that time is a commodity that no amount of money can buy. If you find yourself wasting too much time commuting, it’s practical to find a rental place close to where you work.
You Need More Space
Growing up, you will accumulate lots of things, and now the space in your room is not enough to accommodate all your stuff. Sure, you could very well just put your stuff in the basement. But naturally, you want to maintain your privacy and keep all your belongings in one place.
You Can’t Do What You Want at Home
Sometimes, living with your parents means that you have to live by their rules. If you grew up having a curfew, they might expect you to keep the tradition of being home by eight alive. You might also be tempted to hide things from them, like a tattoo or piercing that your old man disapproves of. Get your own place so that you can enjoy the freedom you deserve.
You Can’t Bring What You Want at Home
Wouldn’t it be nice if you and your significant other could snuggle in the living room without the prying eyes of your parents? Wouldn’t it feel great if you and your friends could play that drinking game without worrying about the noise you’ll make? Wouldn’t it be the best thing in the world if you could finally adopt a pet and bring it into your home? Your choice.
You Just Reached 30
In your 20s, you could think of plenty of excuses to postpone your move. But if you’re already 30 and are still offloading your parents’ Wi-Fi and utility, pack those bags and call a mortgage broker now—no questions asked.
Living on your own doesn’t mean that you should stop asking for help from your parents. Set your pride aside and ring them whenever necessary, like when you know you can’t pay your credit on time. Remember that you need a good credit score so that when you’re finally ready to buy your own house and meet with a mortgage broker in Utah, you’ll get the best mortgage terms and interest rates on the market.